Part of the IOU family: 🏠 IOUHome → · IOUForever · Deployed
🔒 Private Beta · Founder pricing

The letters you meant to write,
delivered when it counts

A sealed vault for letters, voice notes, and the documents your family will need. Released to the right people at the right time. Zero-knowledge encryption, multi-party verification, no surprises.

Free for verified vets, responders & Gold Star families Founder pricing locked in for life
🔒 Zero-knowledge encryption
Tamper-proof audit trail
Export anytime
🇺🇸 U.S.-based, nonprofit-backed

Everything you need to leave a lasting legacy

Powerful tools, thoughtfully organized — so you can focus on what matters.

🎤

Preserve your story

  • Life story interview (AI-guided)
  • Biography generation
  • Story books & timelines
  • Voice letters & dictation
🔒

Protect your legacy

  • Sealed, tamper-proof capsules
  • Zero-knowledge encryption
  • SHA-256 audit trail
  • Secure document vault
👪

Plan with family

  • People & roles management
  • Family tree visualization
  • Heir preview & access graph
  • Save You emergency wizard

See everything IOULegacy can do

Explore all features, filtered by what matters most to you.

📨

Sealed Capsules

Tamper-proof letters, videos, and documents sealed with SHA-256.

📝

Letter Templates

20+ starters for every occasion, with AI enhancement.

Release Rules

Date, inactivity, or multi-party triggers deliver on your terms.

🎤

Voice Letters

Speak your letter with AI coaching, or dictate directly.

🧠

Life Story Interview

AI-guided across 6 life topics — childhood to legacy.

📄

Biography Generation

Turn your interview into a printable family biography.

📚

Story Books

Beautiful PDF books from your life stories.

🔁

Memory Quiz

Interactive quizzes built from your own family history.

🔒

Zero-Knowledge Encryption

AES-256-GCM with client-side key derivation.

Tamper-Proof Audit

SHA-256 hash chain verifies nothing was changed.

🛡

Built-in Recovery

2-of-3 key recovery if you lose your password.

🔍

Access Graph

See exactly who can see what, at a glance.

👪

People & Roles

Map relationships and assign roles for every capsule.

🏠

Family Tree

Interactive visualization across generations.

👤

Heir Preview

See the vault exactly as your heir will see it.

🛡

Save You Wizard

Step-by-step guide to family preparedness.

How IOULegacy works

Three thoughtful steps to leave a legacy that lasts.

1

Tell your story

Write or dictate letters, record videos, and use AI to guide you through a 6-topic life interview.

2

Seal your legacy

Capsules are cryptographically sealed the moment you're ready. Nothing can be altered — ever.

3

Release on your terms

Choose who, when, and how. Date-based, inactivity, or multi-party triggers deliver at the right time.

Founder pricing — locked in for the waitlist

IOULegacy is opening to the waitlist first. Pick the rate you want now and we'll honor it when your seat opens. Free forever for verified vets, first responders, and Gold Star families.

Free for Qualifying
IOULegacy Free
Vets, first responders, Gold Star, medical
$0
forever
  • 10 GB secure storage
  • All legacy capsule features
  • Letter templates + AI
  • Release rules & triggers
  • Life story interview & bio
  • Family tree & people
Check Eligibility
IOULegacy Starter
For every family planning ahead
$4.99
/ month
  • 25 GB secure storage
  • 25 capsules · 25 people
  • 3 release rules
  • Zero-knowledge encryption
  • Export anytime
Join Waitlist
IOULegacy Full
Unlimited & advanced features
$9.99
/ month
  • 100 GB secure storage
  • Unlimited capsules & people
  • 5 release rules
  • Audit log & hash verification
  • Heir preview & access graph
  • Full data export
Learn More
Family Pro Bundle
IOUHome Pro + IOULegacy Full
$19.99
/ month
  • IOUHome Pro — 1 TB, Media AI, Recipe AI
  • IOULegacy Full — unlimited capsules, life story AI, audit
  • 1 TB combined storage
  • Save $4.99/mo vs. separate plans
  • Up to 6 household members
  • Zero-knowledge encryption
Learn More
💚 Free Forever

IOULegacy is free for those who serve and those who need it most

Veterans, active-duty service members, first responders, Gold Star families, and people impacted by ALS, Parkinson's, Alzheimer's, MS, and other debilitating conditions — IOULegacy is completely free, forever.

🎖 Veterans & Active Duty
🚒 First Responders
Gold Star Families
🩸 Debilitating Conditions

Join the waitlist

Be the first to know when we launch. No spam, ever.

💜 Two Entities. One Platform.

Operated by IOUMore, LLC under license from IOU, Inc.

IOULegacy commercial subscriptions are operated by IOUMore, LLC. IOU, Inc. — a registered 501(c)(3) non-profit (EIN 81-2203628) — holds the platform IP and separately operates a charitable program providing IOULegacy at no cost to veterans, first responders, Gold Star families, and people impacted by debilitating conditions.

Learn About Our Mission
IOU, Inc. is a registered 501(c)(3) non-profit · EIN 81-2203628